FINTECH · INSIGHT BRIEF

Merchant Disputes at Scale: Building an ODR Framework for Payment Platforms

02CORE SECTIONS
7MIN READ
2026YEAR
Merchant Disputes at Scale: Building an ODR Framework for Payment Platforms

Why payment aggregators and lending fintechs need structured digital dispute pathways as transaction volumes grow.

§ 01

Scaling Trust in Payments

Payment gateways and merchant aggregators face recurring chargeback contests and settlement discrepancies.

Algorithmic conciliation coupled with fast-track digital arbitration ensures compliance with RBI merchant onboarding and grievance redressal guidelines.

§ 02

Strategic Impact & Industry Recommendations

In institutional dispute management, proactive structuring and clear evidentiary hygiene significantly reduce arbitration timelines and jurisdictional challenges.

Entities operating across digital finance, commercial contracts, and lending should routinely audit dispute clauses to align with statutory arbitration standards.

Key Recommendation

Parties benefit substantially by designating structured institutional ODR rules from the initial agreement phase.
End of Brief
S

Sandhee Fintech Advisory

FINTECH & Dispute Advisory

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